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Term Cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Westpac Life-NZ-Limited (“Westpac Life”), which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. None of Westpac Banking Corporation, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Westpac Life. More detail can be found on the webpage relating to the particular product. Westpac will receive commission payments as a result of the arrangement of Westpac Life insurance policies. For Westpac Life’s Solvency please click here. For Westpac Life's Financial Strength Rating please click here.