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Why Westpac?

Insurance to fit your life

You can tailor our insurance products to suit your needs and budget.

30-day free look when you buy

All our policies come with a 30-day free look period – if you decide it’s not for you, just let us know and we’ll refund any premiums you’ve paid.

We pay claims fast

Call us with your details and we’ll guide you through the process, making sure that your claim is handled quickly and easily.

Westpac life insurance is powered by Fidelity Life

Westpac Group has sold its New Zealand life insurance business, Westpac Life-NZ- Limited (Westpac Life), to New Zealand insurer Fidelity Life Assurance Company Limited (Fidelity Life) on 28 February 2022. Westpac Life will now be called Fidelity Insurance Limited (Fidelity Insurance). It’s the same company, just with a different name now that it’s owned by Fidelity Life.

Who is Fidelity Life?

Fidelity Life has paid more than $1.2 billion in claims to New Zealanders since it was founded in 1973. It won the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) New Zealand Life Insurance Company of the Year award in 2017, 2018 and 2019, and was a finalist for the 2021 award.

Current financial strength rating

All licensed insurers must have a Financial Strength Rating that is given by an approved rating agency. The current Financial Strength Rating for Fidelity Insurance can be found at It is important to read the Financial Strength Rating.

Get in touch.

For general enquiries or a quote

Our life insurance team is here to help.

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Make a claim.

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Things you should know.

Westpac life insurance products are arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Fidelity Insurance Limited (“Fidelity Insurance”). None of Westpac Banking Corporation ABN 33 007 457 141 (incorporated in Australia), Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Fidelity Insurance or any member of the Fidelity group of companies. Westpac will receive commission payments as a result of the arrangement of Fidelity Insurance policies. See Fidelity Insurance's Solvency. See Fidelity insurance's Financial Strength Rating.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document which may be downloaded at or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted.

Westpac accepts no responsibility for the availability or content of any third party websites and makes no representation as to the accuracy or currency of the materials.