Life & income insurance.
Life has its twists and turns and doesn’t always go as planned. Life and income cover could make it easier to manage the hard times.
Insuring your biggest asset: You.
New to life insurance? Discover how life insurance works, and how to protect your income and lifestyle if you can no longer work.Read our guide to life and income insurance
How we can help.
Insurance to fit your life
You can tailor our insurance products to suit your needs and budget.
30-day free look when you buy
All our policies come with a 30-day free look period – if you decide it’s not for you, just let us know and we’ll reimburse you.
We pay claims fast
Call us with your details and we’ll guide you through the process, making sure that your claim is handled quickly and easily.
Make a claim.
Things you should know.
Westpac Term Cover, Bill Protection Cover and Card Repayment Cover are arranged by Westpac New Zealand Limited (“Westpac NZ”) and underwritten by Westpac Life-NZ-Limited ("Westpac Life"), which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. None of Westpac Banking Corporation, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Westpac Life.
More detail can be found on the webpage relating to the particular product. Westpac will receive commission payments as a result of the arrangement of Westpac Life insurance policies. For Westpac Life’s Solvency please click here. For Westpac Life's Financial Strength Rating please click here.
Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document which may be downloaded at westpac.co.nz or obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a completed application.
Any claim payment is subject to your claim being accepted.