Car & vehicle insurance.
No matter how you get from A to B, car and vehicle insurance could cover you.
Three levels of cover to choose from.
Read the full policy (pdf)Full Cover
This policy covers your car for accidental damage as well as damage to someone else’s vehicle or property. There are other great benefits too.
Third Party, Fire and Theft
Covers you for damage to someone else’s vehicle or property while driving, plus protects your car in the case of loss or damage by fire or theft.
Third Party only
Our most basic cover. It covers you for damage to someone else’s vehicle or property while driving your car.
Compare your options.
Compare insurance types. |
Full Cover. |
Third party, fire & theft. |
Third party only. |
Agreed Value. |
✔ |
✔ |
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Damage to someone else’s property. |
✔ |
✔ |
✔ |
Innocent Party Protection. |
✔ |
Cover limit $3,000 |
Cover limit $3,000 |
Fire or theft. |
✔ |
✔ |
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Accidental damage to your vehicle. |
✔ |
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Windscreen, windows and sunroof excess-free. |
✔ |
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Rental car. |
✔ |
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Optional Auto Assist. |
✔ |
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Travel and accommodation. |
✔ |
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Towing and transport. |
✔ |
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New replacement vehicle. |
✔ |
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Medical expenses. |
✔ |
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Keys and locks excess-free. |
✔ |
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Accident costs covered. |
✔ |
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Legal costs covered. |
✔ |
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Fatal injury payment. |
✔ |
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Trailer cover. |
✔ |
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Get 24/7 roadside help.
Add Auto Assist to your comprehensive cover and get round-the-clock help with breakdowns, flat tyres or lost keys.
Get Auto AssistChoose your excess.
Driver |
Excess starts from |
Over 25 years | $400 |
21-24 years | $850 |
Under 21 years | $1,100 |
Anyone not holding a current NZ driver's license for the last 12 months | $1,100 |
30 day free look.
If you decide the cover is not for you, just let us know within 30 days of the policy starting and we’ll refund any premiums you’ve paid.
Other vehicle cover.
Why Westpac?
Keep everything together and make life easy
Having all your loans, investments and insurance in the one place can make it easier for you to manage your finances.
Great ways to save on your premiums
You may be able to save on your premiums with flexible excesses, discounts and more.
Financial Strength Rating and Solvency
Take confidence from our financial strength and know that we will be there for you, over the long term.
30 day free look period when you buy
All our policies come with a 30 day free look period – if you decide it’s not for you, just let us know and we’ll refund any premiums you’ve paid.
Apply.
Get a car insurance quote online
Get an online estimate for your car insurance, in your own time.
Get motorcycle, caravan, trailer or boat insurance
Call us to chat about these insurance options.
Make a claim.
Things you should know.
Westpac Home, Contents, Vehicle and Boat insurance cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by IAG New Zealand Limited (”IAG”). None of Westpac Banking Corporation ABN 33 007 457 141, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by IAG. Westpac will receive commission payments as a result of the arrangement of IAG policies. For IAG's financial strength rating please click here.
The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document (downloaded here as a PDF), or obtained by calling 0800 809 378. The availability of any insurance cover is subject to the acceptance and approval of a complete application.
Any payment is subject to your claim being accepted.