International Student Account

If you’re from overseas and studying in New Zealand, you can get a transaction account with no monthly account or transaction fees plus a fee-free credit card for the first year and much more. You can even keep the money in your currency.

What you can apply for

an Easy Access account with no monthly account maintenance or transaction fees*
an Online Bonus Saver account to help you manage savings
a Westpac Eftpos/ATM card
a credit card (maximum credit card limit of $500)**
foreign currency accounts
travel insurance while you are here
car and contents insurance

Add ons

txt alerts and email alerts

The free stuff.

account maintenance fee wiped on Easy Access account
electronic and manual transactions free (at Westpac ATMs)
Phone Banking (first five calls each month are free)
first year annual fee on your new credit card is free

The things you will be charged for:

Some of the things you will be charged for are:

Phone Banking: 50c per call after the first five calls per month
Mobile banking and txt alerts: 25c per txt plus your mobile provider’s usual txt charges
setting up and amending automatic payments: $2 if you do it online or $5 if you do it over the phone or in branch

Fees and charges

Fee type		Fee amount
International Easy Access Account - Fees
The term 'free' refers to Westpac fees only. Service fees still apply. Please note a cheque book is not available on the Easy Access account.
Monthly Account Maintenance Fee Easy Access account		Free
Electronic transactions EFTPOS, ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direction debit, direct credit, bill payments, online and phone banking payments.		Free
Manual transactions (Cheques written, Westpac ATM deposits, deposits and withdrawals at a branch)		Free
Phone Banking	First 10 calls month	Free
Phone Banking	Calls after that	50c each
Foreign Exchange		Discounted¹

¹20% on Westpac's foreign exchange income margin. To receive the discount for Inward Telegraphic Transfers, they must be sent directly to Westpac Banking Corporation Wellington, New Zealand and have International Student Easy Access Account written in the Bank to Bank field to receive the discount.

What you need to do to qualify

Have a valid student visa

Attend a Westpac approved tertiary institution*

Be studying fulltime for six months or longer

Provide evidence of enrolment

Have any regular income (such as wages or lump sum payments from home) paid into your Easy Access account

Complete an application formWhat you need to do to qualify

Have a valid student visa

Attend a Westpac approved tertiary institution*

Be studying fulltime for six months or longer

Provide evidence of enrolment

Have any regular income (such as wages or lump sum payments from home) paid into your Easy Access account

Complete an application form

What you need to do to qualify

have a valid student visa
attend a Westpac approved tertiary institution^#
be studying fulltime for six months or longer
provide evidence of enrolment
have any regular income (such as wages or lump sum payments from home) paid into your Easy Access account
complete an application form

Also, if your application is approved, you’ll need to have any income you earn paid straight into your Easy Access account

View Terms and Conditions

*Other service fees may apply. Click here for details or refer to our Transaction and Service Fees brochure.

**Westpac’s current credit card lending criteria apply to all credit card applications and transfers. Credit Card Conditions of Use will apply.

#Most New Zealand Universities, Polytechnics and Colleges of Education are approved institutions. If you’re not sure if you qualify, just call us on 0800 400 600 (7 am to 11pm, 7 days a week).

Transaction and service fees are current as at 18 February 2019 and are subject to change. Other fees may apply to Westpac products and services. Click here for details.

Terms and conditions, exclusions and limits apply to all applications for insurance.

You can get a copy of the current disclosure statement for Westpac New Zealand Limited and any applicable investment statement or term sheet for your investment from any Westpac branch in New Zealand, free of charge. Westpac New Zealand Limited.