hotpoints® rewards

There is a wide range of rewards on the hotpoints website and you can also use hotpoints anywhere Mastercard® is accepted*, with hotpoints Pay®.

Don’t have enough points for that reward you’re after? Check out our online Points + Pay option on the ‘How to redeem’ page and use your Westpac hotpoints credit card to help pay for your reward.


hotpoints Pay  hotpoints Pay

Now you have the freedom to use your hotpoints on what you want, anywhere Mastercard® is accepted*. From your morning brew to your dream cashmere coat or a weekend getaway, you can use your hotpoints at millions of local, international and online retailers. Simply enable hotpoints Pay for your next purchase, and use your hotpoints Mastercard to make your purchase as you normally would. Your hotpoints will be redeemed towards your purchase, and you’ll see the dollar credit appear on your credit card account. If you have enough hotpoints, you can also use your hotpoints towards purchases you’ve made with your hotpoints credit card in the last 90 days.

cc-hp- merchandise  Merchandise

Check out our range of merchandise on offer through hotpoints. From homeware and home appliances, to health, beauty and the latest high-tech gadgets, we have something for everyone!


gift cards  eCards and Gift cards

Redeem your hotpoints for eCards or Gift Cards from hundreds of New Zealand’s leading retailers.


ks kiwisaver  KiwiSaver

Help save for your retirement by converting your hotpoints into contributions towards an existing Westpac KiwiSaver Scheme account – either for your own account or someone else's^. Find out more.


cc ap donations  Donations

Ready to give back? It’s easy to donate your hotpoints to the Westpac Rescue Helicopter. Find out more about charity donations.