• Earn interest on your account calculated daily.
  • No monthly account maintenance or online transaction fees¹.
  • No minimum balance.
  • Pay no fees when depositing and withdrawing money online².


Link to a card

Link this account to a card for your existing transaction account or get an EFTPOS card to check balances or transfer money.

Learn more

Westpac One® online banking

Transfer funds and set-up automatic payments in Westpac One.

Learn more

Save with Sweep Over

Sweep Over automatically moves money from your transaction account to your Savings account, so you can save faster and have enough in reserve to cover unexpected bills. Set up in branch or call 0800 400 600.

Find your nearest branch


The Online Saver is no longer available for new accounts.

Interest is calculated daily, and the same rate applies to all balances.


Fees mentioned relate to Online Saver only. Standard fees will apply to the account which money is being transferred to or from.

Things you should know.

1 Service fees still apply, for example: clearance fees and use of other banks’ ATMs. Refer to the Transaction and Service Fees brochure for details (also available free of charge from any Westpac branch). 

2 To operate the Online Saver account, you must hold a Westpac transaction account. Any transfers from your Online Saver account can only be made directly to your transaction account. ATM access is for balance enquiry, fund-transfers and deposits only - no cash withdrawals can be made.

Interest rates and fees are subject to change without notice. 

The above rates are not available to financial institutions. Full details of the Westpac General Terms and Conditions are available here, or free of charge from any Westpac branch. Interest is calculated on your daily balance, and is paid (less withholding tax) into your account on the last day of each month.