How to join or transfer

Joining or transferring to the Westpac KiwiSaver Scheme is easy. You can apply online if you’re registered for Westpac online banking. Or, you can apply by mail or in any Westpac branch. 

Here’s what you need to get started:

  • Your IRD number.
  • Your Prescribed Investor Rate (PIR). Find it here.
  • Download and read the Westpac KiwiSaver Scheme Product Disclosure Statement.
  • Choose from the Westpac KiwiSaver Scheme’s six investment funds. Read about each fund here, or call our KiwiSaver specialists for some advice. Remember, you can switch funds at any time.

Do you already have KiwiSaver, and need to find out who your current KiwiSaver provider is? Find out by going to and registering for “myIR”.

Now you’re ready to go.

Westpac customer? Join or transfer online

Log in to Westpac One online banking above and apply to join the Westpac KiwiSaver Scheme.

You must be over 18 to sign up online. (Under 18? Call a Westpac KiwiSaver Specialist on 0508 972 254.)

Non Westpac customer? Join or transfer via mail

Complete and sign the application form in the Westpac KiwiSaver Scheme Product Disclosure Statement, and return it to Westpac at the address given. 

Or sort out all the details at your local Westpac branch

Remember, you can join KiwiSaver if:

  • you're a New Zealand citizen, or you're entitled to live here indefinitely; and
  • you normally live in New Zealand (there are some exceptions).