KiwiSaver.
A long-term saving scheme which helps you save for a first home or for when you turn 65.
Starting with KiwiSaver.
Why Westpac KiwiSaver Scheme?
Let’s transform your tomorrow, today.
Together we can get your Westpac KiwiSaver Scheme savings working hard, whether it’s for your first home deposit, or after you turn 65. Along with simple tools to help you choose a Westpac KiwiSaver Scheme fund and understand your contributions, we’ll update you on your investments and help remind you when it’s time to check in on your choices. Meanwhile, our investment experts are looking after your money.
You make your choices today and we’ll put them to work for your tomorrow.
Our commitment to sustainable investing
As one of New Zealand’s largest fund managers, we recognise the role we play and the responsibility we have to drive sustainable value for our customers, people, communities and environment. We believe the commitments we have made to sustainable investment and our progress so far will help us to achieve this vision.
We’re proud to be recognised as one of New Zealand’s Responsible Investment Leaders by the Responsible Investment Association Australasia (RIAA)1 in 2022 and again in 2023.
You can find out more about how we invest sustainably and see how we’re tracking against our sustainable investment commitments see our 2022 BTNZ Sustainable Investment Report.
Calculators & resources.
KiwiSaver Calculator
Make a simple change to your contribution rate or fund type and see how much your KiwiSaver balance could grow.
KiwiSaver Fund Chooser
Choosing the right fund for your life stage could add tens of thousands of dollars to your KiwiSaver balance over time.
KiwiSaver Fund Updates
Keep up to date and informed with our investment fund updates and more.
Join or transfer.
Westpac customer with digital banking
Login to Westpac One® digital banking to apply to join the Westpac KiwiSaver Scheme.
New to Westpac or don't have digital banking
Download and complete the form at the end of the Product Disclosure Statement. Then return it to us by mail or drop it into any Westpac branch.
Talk to a KiwiSaver Specialist
Simply call us weekdays between 8.30am and 5pm on NZ: 0508 972 254. If calling from overseas: +64 9 375 9978 (international toll charges apply).
KiwiSaver & you.
![Young professional sitting on bench in park](/assets/Lifestyle-images/lifestyle-outside-park-tablet-111220__FocusFillWzM2NSwxODUsInkiLDEzXQ.jpg)
Check your fund and contributions are right for you and your life stage by using our calculators.
![Parent and children sitting having breakfast](/assets/Lifestyle-images/lifestyle-parent-children-breakfast-201020__FocusFillWzM2NSwxODUsInkiLDI5XQ.jpg)
Use your KiwiSaver savings to get into your first home sooner.
![Couple paying for takeaway coffee](/assets/Lifestyle-images/lifestyle-couple-order-pay-161020__FocusFillWzM2NSwxODUsInkiLDI0XQ.jpg)
How to access your savings, carry on growing your investment, or do a bit of both.
![Parent holding child up on beach](/assets/Lifestyle-images/lifestyle-parent-pickup-child-beach-111220__FocusFillWzM2NSwxODUsInkiLDE0XQ.jpg)
Find out if you can bring your Australian Super back to NZ with our guide to transferring to the Westpac KiwiSaver Scheme.
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See whether you could qualify to withdraw your KiwiSaver savings early, and how to apply.
In the Westpac KiwiSaver Scheme by default?
Investment guides.
View all investment guidesThings you should know.
1 The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold a Financial Advice Provider licence.
BT Funds Management (NZ) Limited is the scheme provider and Westpac New Zealand Limited is a distributor, of the Westpac KiwiSaver Scheme (Scheme).
The information above is subject to changes to government policy and law, and changes to the Westpac KiwiSaver Scheme from time to time.
Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.