Sorting your fund and contribution rate will make the biggest difference to the way your KiwiSaver can grow over time. Check you're on track.

KiwiSaver Fund Chooser

Making sure you are in the right fund for your lifestage can add up to tens of thousands of dollars over time. See which fund is best for you with the Fund Chooser.

Check or choose your fund

KiwiSaver Calculator

Your regular contribution rate can have a major impact on your KiwiSaver's ability to grow. Calculate how stepping up contributions by even a small amount can really add up over time. You can also see the difference your fund choice makes to your future balance.

Check contributions and future balance

Product Disclosure Statement & application.

If you're joining the Westpac KiwiSaver Scheme, you'll need to download and read this and complete the application form.

Quick help.

Why contributions are important

Watch our video

Why fund choice matters

Watch our video

Get help choosing your first fund

Find out more

Things you should know.

BT Funds Management (NZ) Limited is the scheme provider and Westpac New Zealand Limited is a distributor, of the Westpac KiwiSaver Scheme (Scheme). 

The information above is subject to changes to government policy and law, and changes to the Scheme from time to time. 

Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital. 

For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply). You can also download the Product Disclosure Statement.