Why Westpac KiwiSaver Scheme?

Let’s transform your tomorrow, today.

Together we can get your Westpac KiwiSaver Scheme savings working hard, whether it’s for your first home deposit, or after you turn 65. Along with simple tools to help you choose a Westpac KiwiSaver Scheme fund and understand your contributions, we’ll update you on your investments and help remind you when it’s time to check in on your choices. Meanwhile, our investment experts are looking after your money.

You make your choices today and we’ll put them to work for your tomorrow.

This includes driving sustainable outcomes.

Our commitment to sustainable investing

As one of New Zealand’s largest asset managers, we believe we have a huge responsibility to invest sustainably and that by working together with the investment community, we can create positive outcomes and prosperity for our people, communities, and the environment.

We're proud that our Westpac KiwiSaver Scheme funds have been certified, except for the Cash Fund, by the Responsible Investment Association Australasia (RIAA)1.

They have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsiblereturns.com.nz for more details.

Apply here.


I have Westpac One® online banking

Login to Westpac One online banking to apply to join the Westpac KiwiSaver Scheme.
Get started

I bank with Westpac but don't have online banking

Download and complete the form at the bottom of the Product Disclosure Statement. Then return it to us by mail or drop it into any Westpac branch. To manage Westpac KiwiSaver Scheme account and other online banking, get Westpac One.
Application form

I'm new to Westpac

Download and complete the form at the bottom of the Product Disclosure Statement. Then return it to us by mail or drop it into any Westpac branch.
Application form

Need further assistance?

Get in touch to talk about KiwiSaver with an expert.

Things you should know.

BT Funds Management (NZ) Limited is the scheme provider and Westpac New Zealand Limited is a distributor, of the Westpac KiwiSaver Scheme (Scheme).

1The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold a Financial Advice Provider licence.

The information above is subject to changes to government policy and law, and changes to the Westpac KiwiSaver Scheme from time to time.

Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.

For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply). You can also download the Product Disclosure Statement.