Motorcycle insurance

Insure your motorcycle against accidents and theft, or for third party if you’re on a budget. Your motorbike, motor scooter or moped can all be covered by this insurance.

Three levels of cover to choose from

 Umbrella Dollar

Comprehensive cover

Covers your motorcycle and damage you might cause to someone else’s car or property while driving – plus other benefits. 


Third party, fire and theft

Covers you for damage to someone else’s vehicle or property while driving , plus protects your motorcycle in the case of loss or damage by fire or theft.


Third party

Our most basic cover. It covers you for damage to someone else’s vehicle or property while driving.


Compare motorcycle insurance options

Compare motorcycle insurance types Comprehensive Third Party Fire & Theft Third Party only
Damage to someone else’s property
Liability cover up to $100,000 for injury to another person and up to $20 million for damage to another person's property
Fire & Theft
(additional excesses apply)
Accidental damage to your vehicle
Repair or replacement if your vehicle is accidentally damaged, up to the market value (limited to the sum insured)  
Accident costs covered
Up to $500
 -  -

To see the full terms, conditions, exclusions and limits that apply, refer to the Vehicle Cover section of the Home, Content, Vehicle and Boat Cover policy here.

Choose your excess

Excesses start from $400. Additional excesses will apply in certain circumstances, for example for younger drivers and motorcycle type.

Get motorcycle insurance with a 30 day free look

With our 30-Day Free look, if you decide the cover is not for you during the free look period, just notify us and we’ll refund any premiums you’ve paid.

You might also like these options:

2x status points


2x status points


2x status points

Credit card

2x status points


Westpac Home, Contents, Vehicle and Boat insurance cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by IAG New Zealand Limited (”IAG”). None of Westpac Banking Corporation ABN 33 007 457 141, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by IAG. Westpac will receive commission payments as a result of the arrangement of IAG policies. For IAG's financial strength rating please click here.

The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document (downloaded here as a PDF), or obtained by calling 0800 809 378. The availability of any insurance cover is subject to the acceptance and approval of a complete application.

Any payment is subject to your claim being accepted.