Commercial vehicle insurance for your business

Benefits.

Keep your business moving. Cover for accidental loss or damage to your work vehicle and damage you cause to other vehicles or property.
Flexible options to suit your business. Choose from comprehensive or third-party insurance to match your budget and how you use your vehicle.
Help on the road. Add roadside assistance for common breakdowns like flat tyres or flat batteries, so you’re not left stranded during the workday.
Manage your insurance in one place. View, update and manage your insurance alongside your banking in Westpac One® digital banking.
15-day free look. If you decide the cover isn’t for you during the free look period, just let us know and we’ll refund any premiums you’ve paid, unless you’ve made a claim.

What's covered.

Choose from two levels of insurance to suit your budget and needs.

Comprehensive cover: This option covers accidental damage to your vehicle, as well as any damage your car causes to someone else’s vehicle or property.

Third party cover: This option covers you for damage to someone else’s vehicle or property while driving your vehicle.

	Comprehensive	Third party
Damaging someone else's vehicle or other property If you're in an accident and your cause damage to someone else's vehicle or property, we'll cover you for your legal liability to repair it.	✓	✓
Fire damage and theft We'll cover your vehicle if it's damage by fire, stolen or someone attempted to steal it.	✓	✕
Collision cover We'll pay to repair or replace your vehicle if it's damaged in a collision.	Up to market value	✕
Damage by an uninsured vehicle We'll repair your vehicle if it's damaged by an uninsured vehicle under comprehensive cover. For third party cover we'll repair your vehicle if you can identify the person at fault and the fault was more than 50% theirs.	Up to market value	Lesser of market value or up to $4,000
Two year replacement from new We'll replace your vehicle with a new vehicle of the same make, model and variant (for example a Toyota Corolla GX), subject to current local availability if your vehicle becomes a total loss.	✓	✕
Lost or stolen keys We'll help replace keys and locks if yours are stolen, lost, or illegally copied, and you won't need to pay an excess.	Up to $1,000, excess free	✕
Goods in transit We'll pay for loss to your business assets being in and/or on your vehicle if the loss was caused by fire, collision, overturning or impact.	Up to $5,000	✕
Employees' vehicles We'll pay your employee for loss to their insured vehicle, if it's damaged or stolen when being used for your business	Up to $50,000	✕
Signwriting We'll pay for loss or damage to signwriting on your vehicle.	Up to $1,000	✕
Policy wording	Download	Download

This is a summary only. Limits apply. Westpac insurance is underwritten by Tower Limited.

Get a quote and apply online.

Already a Westpac customer?

Get an insurance quote in Westpac One® digital banking in minutes. If you’re not registered for Westpac One, call us on 0800 400 600 and press 6, or visit your nearest branch.

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Make a claim.

1

Submit your claim online

Submit your claim online, giving as much information as possible.

2

We’ll review your claim

We’ll assess your claim and may contact you if we need anything more.

3

Stay updated every step of the way

We'll keep you updated throughout the process, and you can check your claim status and access your claim manager's direct dial anytime from Westpac One.

Make a claim

Get 24/7 roadside help.

Add RoadWise® roadside assistance for 24/7 nationwide help for your vehicle, with up to three free callouts a year no matter who’s driving. It provides roadside assistance from skilled technicians and mechanics for common breakdowns like flat batteries, tyres and lockouts, as well as towing if needed. It includes support for electric vehicles.

RoadWise brochure

FAQs.

Things you should know.

Please read the policy wording to understand the terms, conditions, excesses, limits, sub-limits and exclusions that may apply. Cover is subject to the current underwriting criteria. Claims payments are subject to cover and approval.

Westpac general insurance products are arranged by Westpac New Zealand Limited (Westpac) and underwritten by Tower Limited (Tower). None of Westpac Banking Corporation ABN 33 007 457 141 (incorporated in Australia), Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Tower or any member of the Tower group of companies. Westpac will receive commission payments as a result of the arrangement of Tower policies.

Commercial vehicle insurance.