Boat insurance

Cover your boat for private recreational use anywhere in New Zealand – on land or water. That includes your trailer and navigational gear.

Here’s what you’re covered for

  • Cover if your boat is stolen, vandalised or accidentally damaged
  • Cover for your boat trailer
  • Cover for navigation gear normally sold with a boat
  • Cover for sails, masts, spars and riggings
  • Damage you cause to someone else’s boat, up to $1 million 
  • Salvage costs if your boat needs to be recovered after an accident


Read your policy

To see the full terms, conditions, exclusions and limits that apply, refer to the Vehicle Cover section of the Home, Content, Vehicle and Boat Cover policy here.


Save 10% on your boat insurance premiums

When you insure your home that you live in with Westpac, you’ll get a 10% discount on your boat insurance premium.  You can also save money on your premium by increasing you excess.


Get car insurance with a 30 day free look


Call for a quote


With our 30-Day Free look, if you decide the cover is not for you during the free look period, just notify us and we’ll refund any premiums you’ve paid.


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Westpac Home, Contents, Vehicle and Boat insurance cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by IAG New Zealand Limited (“IAG”). Westpac does not guarantee the obligations of, or any products issued by Lumley, a business division of IAG. Westpac may receive commission payments as a result of the arrangement of Lumley policies. For IAG’s financial strength rating please click here.

The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document (downloaded here as a PDF, or by calling 0800 809 378. The availability of any insurance cover is subject to the acceptance and approval of a complete application.

Any payment is subject to your claim being accepted.