Find a branch
Contact
Help
How do I join or transfer to the Westpac KiwiSaver Scheme?
You can apply to transfer or join the Westpac KiwiSaver Scheme online in just a few minutes.
How to apply.
To join or transfer to the Westpac KiwiSaver Scheme you'll need to be a NZ citizen or permanent resident, and be living in New Zealand. It's a good idea to know your fund choice and have your IRD number handy. Once you've applied, we'll take care of the rest.
- Westpac customers: Apply in Westpac One® digital banking by following the steps below.
- New to Westpac: Apply on our website.
- Under 18? Check out our other ways to join.
In the app:
- Go to Accounts, scroll then go to Open/Apply
- Go to KiwiSaver and investments, and select Apply
- Under KiwiSaver go to Apply
- Read Things to know, then go to Get started
-
If we don’t have your email address, we’ll ask you to add it, then go to Next
- Choose your fund
- If you know the fund you want to invest in, select Choose fund.
- Or go to the Westpac KiwiSaver Scheme Fund Chooser, answer a few questions and get your recommendation in minutes. Then select Choose fund.
Check or add your IRD number and your Prescribed Investor Rate, then choose Next
- Check your details, read the application terms and Product Disclosure Statement, then go to Agree and submit application
Once you've applied
We’ll let you know if your application is approved or if we need more information from you. Next we'll set up your Westpac KiwiSaver Scheme account in Westpac One. You'll see it on your Accounts screen within a few days. If you're transferring from another provider, we’ll also organise for your balance to be transferred over. This normally takes about 10 working days.
See a different Westpac KiwiSaver Scheme application in Westpac One? Download the latest version of the Westpac One app.
In online banking:
- Go to Accounts, then choose Open/Apply
- Choose KiwiSaver and investments, and go to Apply
- Under KiwiSaver go to Apply
- Read Things to know, then go to Get started
- If we don’t have your email address, we’ll ask you to add it, then go to Next
- Choose your fund
- If you know the fund you want to invest in, select Choose fund.
- Or go to the Westpac KiwiSaver Scheme Fund Chooser, answer a few questions and get your recommendation in minutes. Then select Choose fund.
- Check or add your IRD number and your Prescribed Investor Rate, then choose Next
- Check your details, read the application terms and Product Disclosure Statement, then go to Agree and submit application
Once you've applied
We’ll let you know if your application is approved or if we need more information from you. Next we'll set up your Westpac KiwiSaver Scheme account in Westpac One. You'll see it on your Accounts screen within a few days. If you're transferring from another provider, we’ll also organise for your balance to be transferred over. This normally takes about 10 working days.
On the website.
If you’re new to Westpac, to join through the website you'll need to have handy:
- Your New Zealand driver licence or New Zealand passport
- Utility bill or bank statement for proof of address
- Your IRD number
- Your mobile phone.
Other ways to join.
In branch
Call us and make an appointment in branch. Make sure to bring your supporting documents with you so we can complete your application.
Post
Download and complete the form at the end of the Product Disclosure Statement. Then return it to us by mail with any supporting documents.
Learn more.
Things you should know.
BT Funds Management (NZ) Limited (BTNZ) is the scheme provider and issuer, and Westpac New Zealand Limited (WNZL) is a distributor of the Westpac KiwiSaver Scheme (Scheme). Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, WNZL or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BTNZ (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.
For a copy of the Product Disclosure Statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 375 9978 (international toll charges apply). You can also download the Product Disclosure Statement.
