1. You must have an eligible Westpac transaction account linked to your debit card. Eligible transaction accounts for Airpoints Debit Mastercard are the Westpac Everyday account, Westpac Access Account, Westpac Earner Account, Westpac Easy Access Account, and Choices Everyday Home Loan Account. Eligible transaction accounts for the Debit Mastercard are Westpac Access Account, Westpac Electronic Account, Westpac Earner Account, Westpac Easy Access Account, Choices Everyday Home Loan Account, Westpac Business Transact Account and Westpac Business Interest Account. Other accounts may also be considered eligible from time to time. Transaction and service fees may apply to the use of these accounts. For details, please refer to the Transaction and Service fees brochure, also available free of charge at any Westpac branch. You can only access the available funds in your linked transaction account. This may include any prearranged overdraft facility on the account.
2. Eligible purchases exclude cash withdrawals, payments for cash-equivalents (such as travellers’ cheques, money orders and gambling chips) and business-related purchases. See the Debit Card Conditions of Use for full details of all excluded transactions.
For daily transaction limits, click here.
Interest rates and fees are current as at 16 July 2020 and are subject to change without notice.. Other charges may apply to some of the transactions and services mentioned –Find out more on our Credit Card fees and rates pages. Overseas cash advances and foreign currency fees may apply. Hotpoints terms and conditions apply. Hotpoints® is a registered trademark of Westpac Banking Corporation.
You must be a member of Air New Zealand’s Airpoints programme to be eligible to earn Airpoints Dollars. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.
Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.