Wedding Loans

It's the day you'll never forget. However grand or intimate your dream wedding plans are, actually organising them isn't always easy.

That's where a Westpac Personal Loan can make all the difference for your big day. It will help you sort out whatever you need to enjoy a truly magical day.

How it works

We know what you do with the loan is your call. You can use it to cover the venue you want, to pay for the catering or simply to take care of all the little things that add up to make an unforgettable day.

You can apply to borrow up to $50,000 unsecured or maybe more, depending on your circumstances.

Our flexible loan terms run from 1 to 5 years, so it's easy to tailor a plan that suits your budget and circumstances. If you'd prefer a different loan term, talk to one of our lending specialists to see how we can help.

Once you've applied, we won't leave you waiting around. We can usually approve a loan within 48 hours (or less) and get the money into your account by the following day.

Repayments and fees

We want to be upfront about what you will pay and why. Here's what you need to know about our personal loan payments and fees:

Personal loans - Fees
Fee typeFee amount
Establishment and documentation fee
$100 per loan
Loan payment failed fee
$10 per failure 
Overdue payment
(You will be charged default interest in addition to the normal interest rate on any overdue balance until the overdue balance is paid.)
5% p.a.

See what your repayments could be

Adding more bells and whistles to your big day is very tempting. So, before you apply for a loan, it's important to make sure that the repayments are within your budget and suit your financial situation.

For example, if you borrow $10,000 over 3 years at 13.90% p.a.; with a monthly repayment of $342, the total amount you’d need to repay would be $12,386 (including a $100 establishment fee).

Repayments

 

Use our personal loan calculator to get an idea of how much you can borrow,  what your repayments would be and how long you would need to make them for. 

Work out a payment plan >

How to apply

Applying for a Westpac Personal Loan is easy - you can do it all online in a few minutes. 

  • Already a customer with Westpac One®?

    You can apply for a Personal Loan using Westpac One

    Apply in Westpac One
  • New to Westpac, or don't have Westpac One?

    If you're new to Westpac, or don't use Westpac One, you can apply for a Personal Loan online.

    Apply online 

More about Personal Loans

A secured loan is one that is protected by an asset that is used as collateral to get the loan. This means that if you do default on the loan, your asset such as your house or car can be taken by the lender. 

An unsecured loan doesn’t require any asset as collateral, and if you do miss payments there is no risk of your property being repossessed. 

Westpac provides unsecured personal loans so there is no need for your assets to be used as security. 

Most loan applications only take a couple of days to turn around. 

Once your loan gets the green light, the money should be in your Westpac account by the following day. 

No. There is absolutely no penalty or fee for early repayment. 

Give our team a call on 0800 177 277 to see how we can help.