Homepage Products & services Home loans Home loan tools and resources

Choices Floating with Offset calculator.

See how much you could save in interest with a Choices Floating with Offset home loan.

All calculators

^{The calculator is intended as a guide only and does not provide financial advice. The calculated figures are illustrative only and it is not to be considered as an offer of finance by Westpac nor is it a recommendation or opinion in relation to the relevant products.}

^{It does not take into account your personal financial situation or goals. Calculated figures are based on the accuracy of the limited information provided by you.}

^{Interest rates are subject to change without notice. Westpac’s home loan lending criteria, terms and conditions apply. For home loans with less than 20% equity, a low equity margin may apply, see low equity margins explained for more details on how this is applied.}

^{** The effective interest rate reflects the applicable rate you may pay over the full term of your loan. It’s calculated based on the assumption that your intended savings will be deposited into your offset account and will not be withdrawn. Your effective rate may change if the balance of your offset accounts or the floating rate changes.}