Government Employee Pac

Hard work deserves its rewards so we’ve got together with your employer to create the ‘Government Employee Pac’.

This means that as a government employee, you can enjoy special rates on many aspects of your personal banking.

Get me started

To take advantage of the Government Employee Pac, all you need to do is:

  • regular direct credit your salary or wages to a personal Westpac account
  • sign our Government Employee Pac agreement
  • stay with your current employer as a permanent employee

Then just sit back and enjoy the savings.

To sign up or to find out more, call 0800 400 600 today or pop into your local Westpac branch.


Direct credit your salary to a Westpac transaction account and you could be eligible for these great benefits.

  • Day-to-day banking

    Ready to get your everyday banking sorted?

    • A Westpac Everyday account for all your day-to-day transactions with no paper statement fee

    • A standard Debit Mastercard® with the annual fee waived for the first two years

    • An additional 0.1% per annum interest/return on standard rates for eligible savings account

  • Credit cards

    From low rates to a choice of rewards, there's a Westpac credit card to suit everyone.

    • Annual account fee waived for the first two years on a new Low Rate Mastercard, or one of our AirpointsTM or hotpoints® Mastercards (excludes World Cards)

    • For the duration of the annual account fee waiver additional/joint card(s) with the card fee waived

    Lending criteria, terms and conditions apply.

  • Personal Loans

    Whether it's attending a family wedding overseas, house renovations for a new arrival or perhaps time for a bigger family car, a personal loan could help fund almost anything.

    • A discount of 3% off the standard personal loan interest rate for new lending

    • No establishment fee when you apply for a personal loan

    Lending criteria applies

  • Insurance

    Make sure that you and the things you’ve worked hard for are protected. 

    • A 10% discount on Home, Contents, Vehicle and Boat Cover insurance premiums¹

    • A 7.5% discount on your Term Cover and Gold Term Cover premiums²

    ¹The discount does not apply to the Earthquake and Fire Service levies (if applicable) and GST elements of the insurance premiums.

    ²The discount does not apply to the policy fee and GST elements of the insurance premiums.

  • Home loans

    We can make your home buying journey a bit easier with these great deals:

    • Discounts off Westpac's standard published home loan interest rates for new lending (excluding special rates)

    New lending amount $100,000+ $500,000+
    Choices Fixed discount 0.25%p.a. 0.35%p.a.
    Choices Floating discount 0.25%p.a. 0.35%p.a.
    Choices Everyday Floating discount 0.50%p.a. 0.60%p.a.


    • No establishment fee when you apply for a Choices home loan

    • No re-documentation fee if you change or renew your Choices home loan

    Loan to Value Ratio (LVR) and other eligibility and lending criteria apply to all home loan lending. Discounts not available on existing fixed rate or variable rate loans. Discounts only apply to new home lending that does not constitute a top up, loan restructure or fixed rate rollover (New Security). No minimum lending amount required, however a minimum equity of 20% is required.