Government Employee Pac

Hard work deserves its rewards so we’ve got together with your employer to create the ‘Government Employee Pac’. This means that as a government employee, you can enjoy special rates on almost every aspect of your personal banking.


Direct credit your Government salary to a Westpac transaction account and you could be eligible for these great benefits.

Day-to-day banking

 Ready to get your everyday banking sorted? These great deals can help:

  • no monthly account maintenance fees on a Westpac Electronic account*
  • a Debit MasterCard® with the annual fee waived for the first year  - saving you $10*
  • an additional 0.1% interest on standard rates for any online savings account

Credit cards

Keen to buy the things you need now and pay them off in a flexible way later – all while earning hotpoints®+ along the way? Check out our great offers on new credit cards:

  • a Low Rate, Standard or Platinum hotpoints MasterCard with the annual fee waived for the first year – saving you up to $125*
  • an additional card with the fee waived for the first year if applied for at the time of card application – saving you $15*

Personal loans

Need money to buy a new car or go on holiday? Or do you just want to consolidate your debt into one easy repayment? These deals can help when you take out a new loan:

  • a discount of 3% off the applicable personal loan interest rate
  • no establishment fee when you apply for a personal loan – saving you up to $250*


Make sure that you and the things you’ve worked hard for are protected. We’ve got you covered:

Home loans

We’ve made owning a home even easier with these great deals:

  • discounts off standard home loan interest rates for new lending**
New lending amount $100,000+ $500,000+
Choices Fixed discount 0.25% 0.35%
Choices Floating discount 0.25% 0.35%
Choices Everyday Floating discount 0.50% 0.60%
  • a contribution of $1,000 towards legal and other professional fees on home loans over $100,000
  • no establishment fee when you apply for a Choices home loan – saving you up to $400
  • no re-documentation fee if you change or renew your Choices home loan to a fixed, capped or floating rate loan – saving you up to $250 


We can help you find the right investment solution and help you secure a better financial future:

  • 50% off the implementation fee (if there is one) for the relevant  Westpac or BT Funds Management (NZ) Limited managed fund product/service recommended by a Westpac Financial Adviser

Westpac KiwiSaver Scheme

You can also choose to join the Westpac Kiwi Saver Scheme*** if you’re eligible. You’ll enjoy these great features:

  • view your balance online with Westpac Online Banking
  • choose from a range of investment options
  • hotpoints earned on Westpac credit cards can be converted to contributions to the Westpac KiwiSaver Scheme

You can find further information about the Westpac KiwiSaver Scheme (including the investment statement) at or by phoning 0508 972 254.


Get me started

To take advantage of the Government Employee Pac, all you need to do is:

  • direct credit your salary or wages to a personal Westpac account
  • sign our Government Employee Pac agreement
  • stay with your current employer as a permanent employee

Then just sit back and enjoy the savings.

To sign up or to find out more, call 0800 400 600 today or pop into your local Westpac branch.