Home Renovation Loans

Planning a home renovation is an exciting project that lets you do things you’ve always wanted to do. Having your finance approved ahead of time will allow you to budget realistically and know what you have to work with.

When you finance your home renovation with a Westpac Personal Loan you avoid having to use equity on your existing home, allowing you to add value and comfort to your property easily.

  • competitive variable interest rates from 13.95% to 18.95% p.a*
  • flexible loan repayment options – no penalty for paying it off early
  • if approved, your loan could be in your Westpac account the following day
  • get what you need now and pay us back up to five years later (or longer depending on your circumstances)
  • can apply to top up your loan at any time
  • borrow up to $50,000 unsecured (or maybe more depending on your circumstances)
  • have a set date when you could be debt free

Apply now for a Home Renovation Loan with Westpac and get started!

Repayments & fees

Check how much your repayments could be

Before you start any major home renovation, find out how much you could borrow and what your repayments could be, with our easy to use loan calculator.

Personal loan calculator


Personal loans - Fees
Fee typeFee amount
Establishment and documentation fee $100 per loan
Loan payment failed fee $10 per time

Overdue payments

For any overdue balance, you will be charged an additional 5% p.a. in default interest until this balance has been paid off.