KiwiSaver risk profiler

The following risk profiler will help you decide which Westpac KiwiSaver Scheme investment option is right for you. This questionnaire should be treated as a guide only, containing information of a general nature to help you determine your tolerance for risk. The outcome of the questionnaire should not be treated as personalised financial advice or a personal financial plan.

It’s important to note that you may wish to obtain advice from a Westpac Financial Adviser (which takes into account your particular financial situation and goals) before choosing an investment option. If you don’t choose an investment option when you first join the Westpac KiwiSaver Scheme, your investment will automatically go into the Conservative Fund (or if you were allocated to the Westpac KiwiSaver Scheme by Inland Revenue, the Default Fund). You are able to change this investment option (or any other option you choose) at any time in the future. If you are planning on withdrawing your savings to help with the purchase of your first home (or if you wish to qualify as a previous home owner buyer), you may want to consider simply investing in the Cash Fund.

For each question select the option that most closely reflects your views on investing:

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BT Funds Management (NZ) Limited is the scheme provider and Westpac New Zealand Limited is the distributor, of the Westpac KiwiSaver Scheme.

The information above is subject to changes to government policy and law, and changes to the Westpac KiwiSaver Scheme from time to time.

Investments made in the Westpac KiwiSaver Scheme (Scheme) do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme’s performance, returns or repayment of capital.

For a copy of the product disclosure statement or more information about the Scheme, contact any Westpac branch or call 0508 972 254 or from overseas +64 9 367 3317 (international toll charges apply). You can also download the product disclosure statement.