• Protect your belongings if they’re accidentally lost, stolen or damaged - without having to cover the whole household.
  • Choose the level of cover to suit you: $10,000, $15,000, $20,000 or $25,000.
  • Replace old with new. Some household items are replaced with new ones if less than 5 years old.  (For other items we'll pay the present-day value.)
  • If your home is damaged and uninhabitable, you could have temporary accommodation covered for up to 6 months, up to a maximum of $5,000.
  • Cover if you damage someone else’s property - up to $100,000 for injury to another person and up to $2 million in total for all liability for one event. 

Full Cover vs. Renter's Cover.

See a comparison below, or visit Full Contents Cover for more information .

Extra information.


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Contact us

Call 0800 177 277 or +64 9 353 5848.

Monday to Friday, 8am to 6pm and Saturday, 9am to 3pm.

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Make a claim.

Contact us 24/7 to make a claim on your contents insurance.

Things you should know.

Westpac Home, Contents, Vehicle and Boat insurance cover is arranged by Westpac New Zealand Limited (“Westpac”) and underwritten by IAG New Zealand Limited (“IAG”). None of Westpac Banking Corporation ABN 33 007 457 141, Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, IAG or any member of the IAG group of companies. Westpac will receive commission payments as a result of the arrangement of IAG policies. For IAG’s financial strength rating visit Westpac accepts no responsibility for the availability or content of any third-party websites and makes no representation as to the accuracy or currency of the materials.

Terms, conditions, exclusions and limits apply. More detail can be found in the policy document; visit or call 0800 809 378 for a copy.

Any claim payment is subject to your claim being accepted.

Eligibility criteria apply to discounts. Discounts are applied to the base premium before add-ons, levies, and GST are added. If you get two or more discounts, these will be calculated consecutively. Any discount may apply in part, or not at all, if your premium is below our minimum level. Discounts can be changed or removed at any time.