Setting up a bank account from overseas

Sorting out your finances before you arrive can be simpler than you think. You can even set up a bank account up to a year before you arrive. 

Check out the easy steps below.

Opening your account

A good idea is to set up an account before you arrive so you: 

  • Get paid in the first pay cycle of your new job by giving your employer a NZ account number in advance
  • Have money ready and waiting for you when you arrive by transferring money into your account through your FX specialist before you leave
  • Avoid paying unnecessary fees and charges by using your NZ account from day one
  • Start building your savings and credit history from day one

Step 1: Apply for a bank account 

We can help make the whole process really easy and we’re only a call or email away.

Step 2: Apply online

Complete our online form here and we'll contact you via email once we receive it.

Remember, if you need any help give us a call:

From NZ: 09 348 9311 or toll free 0800 808 007

From Australia: +64 9 348 9311

Toll free from UK: 0808 234 1208

Toll free from South Africa: 0800 983 942

Conditions, fees, charges and foreign currency exchange rates apply. You’ll need to check with your current bank, financial institution or exchange dealer before your transfer.

You will not have full access to your Westpac account from overseas. You cannot make withdrawals until you arrive in New Zealand and visit a Westpac branch to verify your address and identity. See here for full details of suitable verification documents.

Please see 'activate your account' (on the next tab above) for more information.

Activate your account

Activating your account

When you arrive in New Zealand you can activate your account by visiting any Westpac branch within 180 days of submitting your application to open an account.

If you have any further queries contact the Migrant team in New Zealand:

  • Email:
  • Phone: +64 9 348 9311

If your plans to move to New Zealand change

If you are no longer moving to New Zealand and your bank account is not fully activated such that you can withdraw funds, you can request the return of your funds* by emailing the Migrant Banking Team at: