Term investments

If you want the certainty of a fixed return and have $5,000 or more to invest, a term investment may be a great option. You can choose to invest in a term deposit or a term PIE fund. 

Did you know for term investments of one year and over, you may be able to make one withdrawal of up to 20% of your invested amount without loss of returns?  Conditions apply; see our Early Withdrawal Policy for details.

  1. interest rate increase

    Term deposit

    Where you deposit a lump sum, for a fixed term, and receive a fixed rate of interest.

  2. piggybank tax

    Westpac Term PIE Fund

    An investment that works in a similar way to a term deposit but you could have the advantage of paying less tax.

  3. mym budget calculators

    How can I split my Term Investment?

    Work out how you can get a better overall return by splitting your term investment over a range of different maturity periods.