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Things you should know.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document. The availability of any insurance cover is subject to the acceptance and approval of a completed application. Any claim payment is subject to your claim being accepted.

Westpac business, property and asset insurance is arranged and underwritten by third party insurers. None of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited ("Westpac"), or any member of the Westpac group of companies guarantees the obligations of any insurer, or insurance product.

Westpac life insurance products are arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Fidelity Life Assurance Company Limited ("Fidelity Life"). None of Westpac Banking Corporation ABN 33 007 457 141 (incorporated in Australia), Westpac, or any member of the Westpac group of companies guarantee the obligations of, or any products issued by, Fidelity Life or any member of the Fidelity Group of companies.

Westpac may receive commission payments as a result of the arrangement of policies underwritten by Fidelity Life and/or other third party insurers.

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