• Load up to nine currencies for spending.
  • Lock in exchange rates¹ so you know exactly how much you have to spend.
  • No card issue fee, no monthly fee and no bank transfer load fee².
  • Load and switch money between currencies online, anytime, anywhere³.
  • Fast and convenient contactless payments.


24/7 global emergency assistance

Round-the-clock assistance if your card is lost, stolen or damaged plus additional security of chip and PIN protection.

Accepted at millions of locations

Use your card at millions of Mastercard® global locations - in store, ATMs as well as online4.

Get a card in 5-10 days

Applying online takes a few minutes and your card will be delivered within five to ten business days.

Load it instantly

Use your Westpac Debit Mastercard to load your Global Currency Card instantly5.

Fewer fees.

No purchase fee, no monthly fees and no fees to load by bank transfer².

Apply for a card.

Apply online

Get a Westpac Global Currency Card in minutes. You’ll need to have your New Zealand passport or driver licence to hand.

Apply online

Activate card

Set-up your Global Currency Card so you can shop like a local.

Activate now

Things you should know.

1 The exchange rate for each load/reload is locked in at the prevailing exchange rate at the time of the transaction. Mastercard will notify customers via the website of the rate that will apply at the time they request the load/reload. Westpac accepts no liability for losses suffered as a result of it converting currencies and any exchange risks from the conversion of currencies is the responsibility of the account/deposit holder. The information on this page and terms, conditions and pricing for foreign currency accounts may vary from time to time.

2 Other fees and limits apply.

3 Fees and charges may apply.

4 Excludes offline merchants, please see our FAQs on Card Acceptance for more information. Some ATM operators may charge their own fees and set their own limits. Domestic ATMs have a withdrawal fee of NZD$4.

5 Debit card loads will incur a fee of 1.5% of load amount.

The Westpac Global Currency Card is an unsecured debt security issued by EML Payment Solutions Limited (“EML”), arranged by Mastercard Prepaid Management Services (NZ) Limited and is distributed by Westpac New Zealand Limited.

All obligations in relation to money deposited on a Westpac Global Currency Card are obligations of EML. The Westpac Global Currency Card is not guaranteed by EML, the Westpac Group, the Mastercard Group or any other entity. The Westpac Global Currency Card is issued subject to the terms and conditions which are available below.

A Product Disclosure Statement and Supplementary Product Disclosure Statement for the Westpac Global Currency Card are available below. Mastercard Prepaid Management Services (NZ) Limited and Westpac New Zealand Limited will receive commission payments as a result of the arrangement. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the Westpac Global Currency Card facility before making any decisions about whether to acquire or continue using the prepaid facility.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Terms and conditions apply. See: