No it is not a credit card, it's a prepaid card. The Business Prepaid card has funds loaded on it by an employer/business. Cardholders can use the Business Prepaid card until all funds on the card have been used up within the expiry period.

Business Cards are only available for business purposes and not for personal, domestic or household purposes.

Terms and conditions
Eligibility criteria, lending criteria, terms and conditions apply. See: