You can use Google PayTM, or Apple PayTM if your Westpac hotpoints® credit card has been loaded into your digital wallet. 

You can also use hotpoints Pay for purchases you've already made using Google Pay or Apple Pay within the last 90 days - as long as you have enough hotpoints to pay for those purchases in full.

Learn more.

Things you should know.

Apple Pay and Google Pay are available to all eligible Westpac debit and credit Mastercard® customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints® Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple or Android device.

For a list of compatible Apple Pay devices, check Apple Support. Terms and conditions apply to Apple Pay - for more check the Westpac Apple Pay Terms and Conditions.

For a list of compatible Google Pay devices, check Google Wallet help. Terms and conditions apply to Google Pay. Check Westpac Google Pay Terms and Conditions for more information.

Conditions of Use for the applicable card also apply. If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.

Mastercard and its brand mark are registered trademarks of Mastercard International Incorporated.

Apple Pay, Apple Watch, Face ID, iPad, iPhone, MacBook Pro, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.