Help Foreign exchange & international payments FAQs.

Why are SWIFT codes needed for international payments?

SWIFT codes are essential for most international payments, as they identify banks globally to make sure funds go to the correct bank and branch.

Without a SWIFT code, payments may be delayed or misdirected. In most cases, using a SWIFT code is mandatory to make sure your payment reaches the intended recipient securely and accurately.

Learn more.

What is a SWIFT code?

What is an IBAN number?

Why are IBANs needed for international payments?

Things you should know.

Westpac Banking Corporation (acting through its New Zealand branch) ABN 33 007 457 141, incorporated in Australia (Westpac) is the provider of foreign exchange and international payment products and services. See information about our International Service Fees.