International service fees.

All international service fees are represented in NZD. Foreign cash services are only available to Westpac New Zealand Limited customers.

Telegraphic Transfer (TT) fees¹.

Westpac Banking Corporation, NZ Branch is the provider of international payment products and services described in this table and is responsible for the provision of those products and services. 

2 Other fees and charges may apply depending on the sending, intermediary (correspondent) and/or receiving bank for all telegraphic transfers sent by you.

3 Payments to Cook Islands, Tonga, Samoa, American Samoa, Vanuatu, Kiribati, New Caledonia, French Polynesia, Papua New Guinea, Solomon Islands, Tuvalu and Fiji are $0 transfer fee via Westpac One.

4 In the event that the overseas bank fee is in excess of $25 Westpac reserves the right to pass these additional costs to you.

Other overseas bank fees and charges may apply for all telegraphic transfers received by you.

6 We do not charge fees for amounts below NZ$100.00.

Note: No fees apply to inward telegraphic transfers received directly from Westpac Australia.

Foreign currency account fees.

Note:  All international service fees are represented in NZD.

Unarranged overdrafts
Should you become overdrawn without an arranged limit, the balance will incur debit interest at an annual rate of 5% above the applicable overnight lending interest rate charged for the relevant foreign currency. For more information please call 0800 400 600.

Things you should know.

Westpac Banking Corporation (acting through its New Zealand branch) ABN  33 007 457 141, incorporated in Australia (Westpac) is the provider of the international payment and foreign exchange products and services listed on this webpage. Westpac New Zealand Limited (company number 1763882) (WNZL) is the provider of the foreign currency accounts listed on this webpage. A copy of the terms and conditions for WNZL foreign currency accounts is available from any WNZL branch.

Any product or service made available by WNZL does not represent an offer from Westpac or any of its subsidiaries (other than WNZL). Neither Westpac nor its other subsidiaries guarantee or otherwise support the performance of WNZL in respect of any such product. WNZL is not an authorised deposit-taking institution for the purposes of Australian prudential standards.

International payments may be subject to charges by overseas banks. Westpac has no control over these charges, which can be substantial and are subject to change. Westpac is not liable for any of these charges and commissions, which are the responsibility of the account holder.

The current disclosure statements for the New Zealand division of Westpac and for WNZL can be obtained at the internet address

The information on this page, terms and conditions and pricing for foreign exchange products and services are subject to change from time to time.