Yes. If your Westpac hotpoints® credit card has been loaded into Apple Pay, you’ll be able to use this for purchases after turning on hotpoints Pay in Westpac One® online banking.

You can also use hotpoints Pay® on purchases you've already made using Apple Pay, within the last 90 days, as long as you have enough hotpoints to pay for those purchases in full.

Things you should know.

Apple Pay is available to all eligible Westpac debit and credit Mastercard® customers. Excludes Mastercard BusinessCard, Westpac Business Prepaid Mastercard, hotpoints® Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Customers also need a compatible Apple Device.

For a list of compatible Apple Pay devices, see Apple Support. Terms and conditions apply to Apple Pay see Westpac Apple Pay Terms and Conditions for more information.

Conditions of Use for the applicable card also apply. If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.

Mastercard and its brand mark are registered trademarks of Mastercard International Incorporated.

Apple Pay, Apple Watch, Face ID, iPad, iPhone, MacBook Pro, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Here's the full list of Apple Pay compatible devices.

Here's the Westpac Apple Pay Terms and Conditions.

Here's the Westpac consumer lending Terms and Conditions.