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Westpac Merchant Facility.
Connect your existing EFTPOS terminals or online payment solution to your Westpac account.
Benefits.
Your choice of payment provider
Accept payments online, over the phone, in store or on the go, using your choice of our approved payment gateway or terminal providers.
Same day settlement
Get paid into your Westpac Business Transact Account at the end of each day.1
Trusted and secure
We work closely with approved providers to protect your payments.
Specialist support
Our experienced team understands businesses like yours.
Merchant facility options.
Instore Merchant Facility
Connect your existing EFTPOS terminals to your Westpac Business Transact Account.
Establishment fee + minimum monthly fee + merchant service fees. Excludes your terminal provider’s fees.
- Accept EFTPOS, debit, credit and contactless card payments through your instore, mobile or unattended EFTPOS terminal.
- Switch on extra features like mail order/telephone order (MOTO), pre-authorisation, tipping and surcharging.
Note: Westpac supports terminals that are connected to the Verifone or Worldline networks. Features may vary depending on your terminal provider.
Online Merchant Facility
Connect your existing online payment solution to your Westpac Business Transact Account.
Establishment fee + minimum monthly fee + merchant service fees. Excludes your gateway provider’s fees.
- Accept debit card, credit card, mail order/telephone order (MOTO) and recurring card payments through your website checkout page, payment link, virtual terminal or other online payment solution.
- Switch on extra features like pre-authorisation and surcharging.
- Protect your facility with security features like 3D Secure and tokenisation.
Note: Features may vary depending on your gateway provider.
Westpac approved payment gateway providers
Westpac supports most major payment gateway providers including:
Need more than a merchant facility?
Westpac Get Paid Instore, or On the Go
Accept card payments with Westpac Get Paid EFTPOS terminals that make transactions simple and integrate with POS and cash registers.
Accept card payments through your website with a Westpac Get Paid checkout page, over the phone with a Westpac Get Paid virtual terminal, or by email with Westpac Get Paid by Link.
Merchant service fees.
Merchant service fees are charged for certain types of card transactions processed through your merchant facility.
Merchant risk hub.
Get help with accepting card payments safely in your business. Our merchant risk hub gives you practical information and tips on meeting your compliance requirements, protecting your business against card fraud, managing payment disputes and keeping card payment data secure.
Things you should know.
The information on this page is a guide only. Participation in a Westpac Merchant Services Agreement is subject to Westpac's approval. Terms, conditions, fees and charges apply to Westpac products and services. Eligibility and lending criteria apply where applicable.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Westpac Get Paid® is a registered trademark of Westpac Banking Corporation.
1 Learn more about our Business Transact Account. Account maintenance fee, transaction fees and service fees apply.