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Things you should know.

The Westpac KiwiSaver Scheme and other Westpac managed funds are provided and issued by BT Funds Management (NZ) Limited. Westpac New Zealand Limited is a distributor of the Westpac managed funds.
Investments made in the Westpac KiwiSaver Scheme and other Westpac managed funds do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT Funds Management (NZ) Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Westpac KiwiSaver Scheme's and other Westpac managed funds’ performance, returns or repayment of capital.

You can get a copy of the Westpac KiwiSaver Scheme Product Disclosure Statement here and a copy of the Product Disclosure Statement for the other Westpac managed funds by contacting a Westpac Financial Adviser.