Residential Construction Lending Specialists

We understand life is busy, so we have experienced Construction Lending specialists who can come to you to help explain the home buying process.

They can meet you at work, at home, at a cafe, or even in the middle of an empty section. They'll meet you at a time that works best for you and are available seven days a week, and can provide no obligation advice on your construction project. In some cases, they can even approve your loan for you on the spot.

Select your location below to find a Construction Lending Specialist near you. Alternatively, find a Mobile Mortgage Manager.

Auckland Region

North Shore: Residential Construction Lending Specialists

Francis Reade
Phone: show Francis's number 027 269 5203
Email: 

I can come to you in:
Orewa, Whangaparaoa, Silverdale, Warkworth, Coatesville, Dairy Flat, Wainui, Martins Bay, Snells Beach, Manly, Arkles Bay and Gulf Harbour.

What I enjoy most about my role:
Being able to fulfil customers' dreams to get into the right home is extremely rewarding. I also enjoy the process of tailoring mortgage packages to suit client needs. I have built four homes so fully understand what is involved in the construction process both from a customer’s perspective and the Bank.

My Westpac / banking experience includes:
I have a Diploma in Banking and a Post Graduate Diploma in Management.
I have over 30 years experience in both personal and business banking, with vast experience in the North Shore and Rodney regions when it comes to the property market.

When I'm not at work:
I love getting amongst the snapper and Kingfish and churning up the worm beds in the Hauraki Gulf. I enjoy the company of my two sons and can never get enough time with my grandkids. Also enjoy socialising with extended family and friends.

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Central Suburbs: Residential Construction Lending Specialists

Lorene Rutherford
Phone: show Lorene's number 027 446 7212
Email: 

I can come to you in:
Herne Bay, St Mary's Bay, Ponsonby, Grey Lynn, Arch Hill, Freemans Bay, Westmere, and Pt Chevalier.

What I enjoy most about my role:
I have a passion for the property market, and I get a great deal of satisfaction from delivering a personalised service. I pride myself on my professional approach and enjoy assisting clients in my local community.

My Westpac / banking experience includes:
I have 20+ years of banking experience, including 16 years as a Mobile Mortgage Manager. I am proud to work for Westpac, a fully engaged community bank. I use my years of knowledge to tailor a banking package to meet my client's individual needs, from buying their first home, upgrading, or buying investment property.

When I'm not at work:
I enjoy watching many sports, especially rugby and golf. I love time in my garden, spending time with family and socialising with friends over a good glass of wine.

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South Auckland: Residential Construction Lending Specialists

Vijay Prasad
Phone: show Vijay's number 027 443 6334
Email: 

I can come to you in:
Manurewa, Randwick Park, Wattle Downs, Weymouth, Clendon, Alfreston, Wiri, Cleavdon, Onehunga, Mangere Bridge, Airport and Mangere East.

What I enjoy most about my role: 
I enjoy the process of helping people into their own home by tailoring our housing loan facilities to suit individual clients.

My Westpac / banking experience includes: 
I have a Diploma in Business Studies and a Post Graduate Certificate in Property Finance. I have been in the finance industry for 28 years. I specialise in all types of home lending, even the more complex processes, like construction finance. I have wide experience in refinancing, assisting first home buyers, construction finance and residential property investments.

When I'm not at work:
I love spending time with my family, and I am a keen gardener. I also run a Men’s fellowship programme in my Church.

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Franklin & South Auckland Districts: Residential Construction Lending Specialists

Tracy Creswell 100 x 150

Tracy Creswell
Phone: show Tracy's number 027 839 1289
Email: 

I can come to you in:
Pukekohe, Waiuku, Paerata, Bombay, Ramarama, Runciman, Glenbrook, Kingseat, Onewhero, Clark's Beach, Pokeno, Mangatawhiri, Meremere, Patumahoe, Tuakau, and Pukekawa.

What I enjoy most about my role:
It is the people who make what I do worthwhile. I enjoy being excited about my customer's new house; whether it is a first home, second home, new construction, investment property or bach.  I enjoy the journey being involved in one of the biggest purchases of my customers lives.

My Westpac / banking experience includes:
I have over 25 years’ experience in banking, spanning over home lending and rural banking. I am the local Construction Lending Specialist, so if you are considering a house and land package, buying a section and building, or something a little bit outside of the box give me a call and I would love to help you build your dream home.

When I'm not at work:
I love to spend time with my partner and family, especially on our lifestyle block. We both like to be physically active and enjoy our horse sports.

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Bay of Plenty / Waikato

Waikato: Residential Construction Lending Specialists

Nicki Smith
Phone: show Nicki's number 027 707 9719
Email: 

I can come to you in:
Hamilton and the wider Waikato region.

What I enjoy most about my role:
My passion is people. I really enjoy meeting new customers and I gain tremendous satisfaction from helping people achieve their goals, whether it be a first home, a dream home, to build a new home or a rental portfolio.

My Westpac / banking experience includes:
I have 18+ years of banking and finance experience, including 6 years in the business and commercial space. I'm proud to work for Westpac, a fully engaged community bank. I use my years of experience to tailor a banking package to meet my client's individual needs.  I am also a Construction Lending specialist, so if you are building a new home I would love to sit down and go through the building journey with you.

When I'm not at work:
I enjoy reading books. I love to go to Whangamata as I really enjoy the beach and fishing. I also appreciate spending time with my husband and our son.

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Wellington Region

Wellington: Residential Construction Lending Specialists

Emma Johnston

Emma Johnston
Phone: show Emma's number 021 292 9819
Email: 

I can come to you in:
Across Wellington city and the wider region.

What I enjoy most about my role:
I love building long lasting relationships with my clients and professional networks. I own my own home, have had a rental property and have built my own home. My personal experiences navigating different lending processes means I can help make the journey for my customers a lot easier and more enjoyable. I understand it can seem overwhelming so love guiding people to make the experience one you will smile about.

My Westpac / banking experience includes:
I have been a Mobile Mortgage Manager for over 12 years. I have returned to Westpac after 5 years at another bank and am really excited to be back with a brand that values staff and our customers. I can help you with all house purchases including first homes, rental properties, building and refinances.
I have built my own home and have extensive knowledge of the build process and contacts in the industry. If you are looking to build I can help you with lending requirements and make the process enjoyable and will help remove some of the stress with quality advice and support. I believe building is a fantastic way to create equity; get a quality home built within current strict construction guidelines (council); get a warm, dry and safe home and if you work with the right people it can be an amazing experience.

When I'm not at work:
At home, I have two young children who are very active with sports and activities. I love getting out on the weekends to walk our dog and really enjoy spending time with my family.

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South Island

Nelson: Residential Construction Lending Specialists

Gary Mead 100x150

Gary Mead
Phone: show Gary's number 027 702 6653
Email: 

I can come to you in:
Nelson, Tasman, Marlborough and all the places in-between.

What I enjoy most about my role:
I am passionate about my role. I enjoy meeting new people, helping them into their new home or refinancing them from another Bank. I am a lateral thinker and enjoy the challenge of ‘outside the square’ lending in an effort to satisfy client’s financial requirements. My aim is to build long term relationships with customers – to me you’re not just a number.

My Westpac / Banking experience includes:
With almost 20 years’ experience in the Banking and Finance industry, I am proud to have spent over half of that at Westpac. I bring to the role extensive knowledge in home mortgage lending, business and commercial banking. I am an authorised investment property and construction lending specialist for new-build projects.

When I'm not at work:
When I'm not helping my partner raise our 2 young children you will most likely find me out on Tasman Bay, Golden Bay or Marlborough Sounds fishing and diving with family and friends. If I’m really lucky I’ll be out in the hills chasing some venison for the freezer.

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Queenstown/Central Otago: Residential Construction Lending Specialists

Emma Roberts
Phone: show Emma's number 027 530 7149
Email: 

I can come to you in:
Across Queenstown, Cromwell, Wanaka and Alexandra regions.

What I enjoy most about my role:
As a Mobile Mortgage Manager and a Construction Lending Specialist I thoroughly enjoy being able to help my clients through their home buying/building journey. I get a great amount of satisfaction from getting to know my clients and working through their needs to provide a tailored home loan solution – so whether it’s for a first home, investment property, refinancing to Westpac or building your dream home. I’m here to help every step of the way.

My Westpac/ Banking experience includes:
Since joining Westpac in 2009, I have been fortunate enough to work in Wellington, Dunedin and Central Otago/Southern Lakes District which has given me a vast knowledge of the New Zealand financial landscape and ability to develop a strong network. Having personally sold and bought properties, I understand the end to end process and will use my specialist lending skills to tailor a banking package suited to your individual needs.

When I'm not at work:
When I’m not at work, I’m a mother to our two children (Ella & Hudson) and I love spending every moment I can with them and my husband. I enjoy renovating, interior design and am looking forward to building our next home. When the opportunity arises we love to travel and socialise with family and friends.

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