What if I don't have enough hotpoints® to pay for my whole purchase?
If you enable hotpoints Pay® for your next purchase, but you don't have enough points to pay the full amount, your whole hotpoints balance will be used, and you'll receive the dollar credit for that partial amount of your purchase.
If you use hotpoints Pay to redeem for a purchase you've already made within the last 90 days, you'll need enough hotpoints to cover the full purchase amount.
Hotpoints terms and conditions apply.