My card is nearly at its limit, but I have a lot of hotpoints®, can I use hotpoints Pay®?

Your card must be able to make a successful purchase first, before hotpoints Pay will work. If your purchase will take your card over its limit, your purchase will be declined and hotpoints Pay won't work.

You can still redeem for other reward options, such as Gift Cards or products from the hotpoints store, which don't require the use of your credit card.

hotpoints Pay® terms apply. You need at least $3 value of hotpoints to use hotpoints Pay. Only a hotpoints Mastercard® (or linked Payment Instrument) can be used for hotpoints Pay. Once activated, the next eligible transaction made on your card will use your hotpoints (up to the hotpoints Pay value) and a credit for that dollar amount will appear on your account within the next two business days. See the Conditions of Use for your card for further details.