If you're eligible you will have the flexibility to increase1 or decrease your loan repayments within the terms of your loan agreement at any time in Westpac One® digital banking - at no cost. 

  • Once logged in to Westpac One, select the home loan account you'd like to update
  • Select Details, then Change repayment
  • Use the slider to tailor your repayments to your needs, then select Continue
  • Read and accept the Terms & Conditions.

Things you should know.

1For Choices Fixed Home Loans, an increase in loan repayment is capped at 20% above the minimum repayment unless a higher regular repayment amount was agreed before the start of your fixed rate period.