How long does a cheque stay valid?

COVID-19 Update

All of our branches in Auckland are closed this weekend. Normal hours will resume on Monday 8th March with Level 2 social distancing measures in place in Auckland. Thanks to everyone for their patience and understanding during the past week.

Personal cheques are valid for six months from the date of issue after which they become stale.

Unlike personal cheques, bank cheques do not go stale after six months.

If a stale cheque is presented to us, we may:

Pay the cheque
Decline to pay the cheque, or
Make any further enquiry we consider necessary before deciding whether to pay or not to pay the cheque.