How does hotpoints Pay® work?

For something you want to buy.

You'll need at least $3 value of hotpoints to start spending.

Log in to Westpac One® digital banking:

From Accounts, select hotpoints
Turn on the switch next to Turn on hotpoints Pay to use hotpoints for your next purchase
If we have your mobile number on file, you'll get a text message to confirm whether the redemption was successful. Make sure we have your current mobile number so we can notify you
When you've completed your purchase using your hotpoints® Mastercard®
- hotpoints Pay will automatically switch off and you'll need to turn it on again if you want to continue paying with hotpoints Pay
- a statement credit for that dollar amount will appear on your account within two business days.

You'll need enough hotpoints to cover the purchase in full.

From Accounts, select hotpoints
Select Visit the hotpoints website for more ways to redeem hotpoints and you’ll be securely logged into the website
Once on the hotpoints website, select the hotpoints Pay tile
From the hotpoints Pay webpage, select Use hotpoints Pay for past purchases
Select your card and date range, then search and select the transaction you would like to redeem your points for.

You need at least $3 value of hotpoints to use hotpoints Pay.

Only a hotpoints Mastercard (or linked Payment Instrument) can be used for hotpoints Pay.

Check the Conditions of Use for your card for further details.