To use hotpoints Pay for something you want to buy, simply log into hotpoints from Westpac One® online banking and head to the hotpoints Pay page. Here you'll need to enable hotpoints Pay for your next purchase. Then, when you make your next purchase with your hotpoints® Mastercard®, hotpoints Pay will use your hotpoints immediately, and a statement credit for that dollar amount will appear on your account within two business days.

If we have your mobile number on file, you'll receive a text message to confirm whether the redemption was successful. Please note, you'll need at least 667 hotpoints to use hotpoints Pay, which equals $3. When you enable hotpoints Pay, it will only use your hotpoints for your next one transaction - it will not remain enabled for multiple transactions.

Things you should know.

Terms and exclusions apply. Only eligible purchases made with a hotpoints Mastercard can be used for hotpoints Pay. Credit Card Conditions of Use for the applicable card apply. Eligible purchases exclude gambling chips or gambling transactions (including online gambling), cash advances, interest charges, or transactions on any nominated account(s) linked to your credit card or account, or any other purchase that Westpac deems ineligible for hotpoints Pay.  

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.