To use hotpoints Pay® for something you want to buy, simply log into hotpoints from Westpac One® and head to the hotpoints Pay page. Here you'll need to enable hotpoints Pay for your next purchase. Then, when you make your next purchase with your hotpoints® Mastercard®, hotpoints Pay will use your hotpoints® immediately, and a statement credit for that dollar amount will appear on your account within 2 business days.

If we have your mobile number on file, you'll receive a text message to confirm whether the redemption was successful. Please note, you'll need at least 667 hotpoints to use hotpoints Pay, which equals $3. When you enable hotpoints Pay, it will only use your hotpoints for your next one transaction - it will not remain enabled for multiple transactions.