How to enter.

1

Tap your card or use it online

Tap your Westpac debit or credit card, or use it online, to make an eligible purchase by 30 September 2026. There's no minimum spend required.
2

Get an entry

Every eligible transaction earns one entry into that day's prize draw. The more you tap your Westpac debit or credit card or use it online, the more entries you'll earn.
3

Prize draw

Your eligible transaction is automatically entered into the daily prize draw. If you’re a winner, we’ll notify you and pay the cash prize into the account associated with the card used for the winning transaction.

Who can enter.

  • Eligible Westpac Mastercard holders including:
    • Westpac Debit Mastercard
    • Airpoints™ Debit Mastercard
    • Westpac Airpoints Mastercard cards
    • Westpac hotpoints® credit cards
    • BusinessPlus Mastercard
    • Airpoints Business Mastercard
  • New and existing Westpac customers
  • Aged 18 years or over

Eligibility criteria and terms and conditions apply

What counts and what doesn’t?

Transactions that count

These transactions each earn one entry into the daily prize draw:

  • Contactless Tap & Go purchases
  • Apple Pay® and Google Pay™ purchases
  • Online card purchases
  • Domestic purchases
  • Overseas purchases

One entry per eligible transaction.

Transactions that don't count

The following transactions are excluded from the promotion:

  • Cash withdrawals, cash advances and cash equivalent purchases
  • Gambling transactions
  • Balance transfers, fees, interest, tax payments and account transactions
  • Refunded or reversed transactions
  • EFTPOS transactions, including cash-out transactions
  • Transactions where a physical card is inserted or swiped at a terminal 
  • Transactions on closed accounts or cards

Reasons to love your Westpac Mastercard.

Spend anywhere, bank anytime.

Pay online, in store and overseas. You can also manage your money on the go with Westpac One digital banking.

Unlock exclusive access.

Get access to Mastercard Presale and Preferred tickets, plus Priceless Experiences.

A safer way to pay.

With a digital version of your card and a dynamic security code* that changes after 24 hours in Westpac One® you can shop online with extra peace of mind.

Pay with your mobile

Make fast, easy and secure contactless payments with Apple Pay or Google Payᵀᴹ.

FAQs.

Key eligibility information.

This promotion runs from 17 August 2026 to 30 September 2026.

To be eligible you must:

  • Be aged 18 years or over.
  • Hold an eligible Westpac Mastercard.
  • Complete an eligible transaction during the promotion period.
  • Meet all eligibility requirements outlined in the Promotion Terms and Conditions.

Westpac may make changes to or cancel the promotion only in the circumstances described in the Happy Taps Promotion Terms and Conditions.

Things you should know.

Merchants may apply a fee to certain transactions.

*Dynamic security code is available for all eligible Westpac debit and credit Mastercard customers. Excludes Business Mastercard, Business Prepaid Mastercard and Global Currency Cards.

Apple Pay and Google Pay are available to eligible Westpac Mastercard customers on compatible devices.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

hotpoints® and hotpoints Pay® are registered trademarks of Westpac Banking Corporation.

Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited.

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Eligibility criteria, account terms and conditions, fees and charges, and Happy Taps Promotion Terms and Conditions apply.

See our Debit Mastercard Conditions of Use, Credit Card Conditions of Use, Business Cards Conditions of Use and Happy Taps Promotion Terms and Conditions.