Insurance types.

Life Cover

If the insured person dies or is diagnosed with a terminal illness, Life Cover can pay a lump sum to the policy owner. This lets you clear debt, take care of ownership buyout issues, and helps with business continuity. Work out a quick life insurance estimate now.

Crisis Cover

If the insured person is diagnosed with a specified serious illness, the policy owner could be paid a lump sum. This could be used for recruiting and paying a replacement person, paying back debt, sorting out ownership buyout issues, and ensuring business continuity.

Income Protection Cover

If you're unable to work for more than 10 hours a week because you're ill or injured, this can provide a monthly payment to replace your lost personal income - letting you focus on your recovery.

Things you should know.

Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document. The availability of any insurance cover is subject to the acceptance and approval of a completed application. Any claim payment is subject to your claim being accepted.

The insurance products described on this web page are arranged by Westpac New Zealand Limited ("Westpac") and are underwritten by Westpac Life-NZ-Limited ("Westpac Life") and/or third party insurers.

Westpac Life is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited which is, in turn, a wholly owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia. None of Westpac Banking Corporation, Westpac, or any other member of the Westpac group of companies guarantees the obligations of, or any products issued by, Westpac Life and/or third party insurers.

Westpac may receive commission payments as a result of the arrangement of policies underwritten by Westpac Life and/or third party insurers.

View Westpac Life's and its Insurance Partners' Financial Strength Rating.