• Choose either a simple flat monthly fee, or a low per-transaction fee (pay as you go). 
  • Pay and get paid the way you want.
  • Transaction charges waived for all EFTPOS debit transactions and Westpac ATM withdrawals.


Optional overdraft facility

Manage unexpected expenses and cash flow with an overdraft (subject to lending criteria).

Bank online 24/7

Bank anywhere, anytime with Business Online or Westpac One® online banking, and our Smart ATMs.

Optional Debit Mastercard®¹

Access your business funds anywhere Mastercard® is accepted.

Pay bills and expenses

Set up single or multiple payments online including automatic payments, direct credits and debits using Westpac One.

Collect payments

Accept payments in your account by direct debit or EFTPOS/credit card facilities.

Pay as you go fees.

Account maintenance and transaction fees are charged to your account on whatever day of the month you choose. Service fees still apply².

Monthly fee - tier 1.

Monthly fee - tier 2.

*Transactions not charged for or included as part of your monthly account maintenance fee.

^EFTPOS credit transactions, non-Westpac transfers, online banking, phone banking transfers, automatic payments once set up (service fee applies to set up or amend), direct credits/debits, bill payments.

Fees will only apply to excess transactions over your monthly transaction limit. No fees on Westpac ATM Withdrawals and EFTPOS debit transactions.

Open an account.

Open from Westpac One

If you're a Sole Trader, registered for Westpac One, and have at least one business account with Westpac, you can open a Business Transact account now. Just select 'New account' from the 'I want to...' menu.

Login to Westpac One

Contact a business manager

Request a call back

Call us

For general business enquiries you can also phone us, weekdays 8:30am - 5pm. 

Call 0800 288 101

Things you should know.

Only available for those business customers with accounts where one person can authorise a transaction.

Transaction and service fees are subject to change without notice. Some other service fees may apply from time to time, including overdrawn or Line of Credit charges. See the Business Transaction and Service Fees brochure for more details. 

Lending criteria, terms and conditions apply.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.