Business Transact account.
A business transaction account for your everyday business banking needs.
- Choose either a simple flat monthly fee, or a low per-transaction fee (pay as you go).
- Pay and get paid the way you want.
- Transaction charges waived for all EFTPOS debit transactions and Westpac ATM withdrawals.
Optional overdraft facility
Manage unexpected expenses and cash flow with an overdraft (subject to lending criteria).
Bank online 24/7
Bank anywhere, anytime with Business Online or Westpac One® online banking, and our Smart ATMs.
Optional Debit Mastercard®¹
Access your business funds anywhere Mastercard® is accepted.
Pay bills and expenses
Set up single or multiple payments online including automatic payments, direct credits and debits using Westpac One.
Accept payments in your account by direct debit or EFTPOS/credit card facilities.
Monthly fee - tier 2.
*Transactions not charged for or included as part of your monthly account maintenance fee.
^EFTPOS credit transactions, non-Westpac transfers, online banking, phone banking transfers, automatic payments once set up (service fee applies to set up or amend), direct credits/debits, bill payments.
Fees will only apply to excess transactions over your monthly transaction limit. No fees on Westpac ATM Withdrawals and EFTPOS debit transactions.
Open an account.
Open from Westpac One
If you're a Sole Trader, registered for Westpac One, and have at least one business account with Westpac, you can open a Business Transact account now. Just select 'New account' from the 'I want to...' menu.
Contact a business managerRequest a call back
For general business enquiries you can also phone us, weekdays 8:30am - 5pm.
Things you should know.
1 Only available for those business customers with accounts where one person can authorise a transaction.
2 Transaction and service fees are subject to change without notice. Some other service fees may apply from time to time, including overdrawn or Line of Credit charges. See the Business Transaction and Service Fees brochure for more details.
Lending criteria, terms and conditions apply.
Mastercard is a registered trade mark and the circles design is a trade mark of Mastercard International Incorporated.