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Equipment finance.
Every business relies on the right tools to grow. Access vehicles, machinery and equipment with flexible funding options. Invest in the assets you need today while keeping cashflow steady for tomorrow, backed by a team that works closer to your business.
Why choose Equipment Finance?
- Finance up to 100% of the invoice price, with no deposit.
- Flexible loan terms.
- Free up your working capital and spread the cost.
- Competitive interest rates.
- Buy new and used assets.
- Purchase assets abroad in foreign currency.
- Discounted rates available for qualifying sustainable assets.¹
Who we can help.
Whether you’re a sole trader, contractor, farm operator, or a larger business, accessing the right equipment shouldn’t mean putting unnecessary pressure on your cashflow. Equipment Finance is designed to support businesses of every size, with solutions that flex to your needs.
We work with a broad range of industries, including:
- Construction and Infrastructure – machinery, earthmoving, and project equipment
- Transport and Logistics – light/heavy vehicles, trailers, and specialist transport assets
- Agriculture, Horticulture, and Forestry – tractors, harvesters, and on-farm technology.
- Manufacturing and Engineering – production lines, specialised tooling, and processing equipment
- Healthcare and Professional Services – medical, dental, and diagnostic equipment.
What can you finance?
Our solutions cover a wide variety of assets, including:
- Vehicles – cars, utes, trucks, vans, and fleets
- Plant and machinery – construction, industrial, and agricultural equipment
- Medical equipment – surgical, diagnostic, and dental
- Marine and aviation assets – commercial vessels and aircraft
- Technology – IT infrastructure, business systems, and specialist equipment.
Finance options.
Equipment Finance Loan
A term loan to help your business make single purchases, such as a company vehicle or stand-alone machine. Choose a fixed or variable interest rate, with loan amounts starting from $15,000. Suitable for sole traders, small to medium-sized businesses, and farms. Save more with discounted rates on eligible sustainable assets, such as electric, hydrogen-fuelled, or zero/low-emission equipment.1
FlexEquip facility
A revolving line of credit that lets your business fund multiple assets under one facility. Make multiple drawdowns up to an approved limit and reuse funds as needed. Suitable for businesses looking to finance more than $500,000 in assets.
Import Direct
Simplify importing equipment from overseas with a finance solution that helps manage risks such as supplier reliability and currency fluctuations. Stay focused on growing your business while we manage the details of your import.
Talk to us.
Our equipment finance specialists are here to help you find the right solution for your business.
Joe Sibley - Central & Upper North Island
Phone +64 21 530 201
Email joe.sibley@westpac.co.nz
Gareth Young - Lower North Island & South Island
Phone +64 27 295 9936
Email gareth.young@westpac.co.nz
Things you should know.
1Any purchased asset must meet Westpac’s eligibility criteria for sustainable assets to qualify for a Sustainable Equipment Finance Loan.
Terms, conditions, fees and charges apply to Westpac products and services. An establishment fee may apply. See the Business Transaction and Service Fees Brochure for details.
Lending and eligibility criteria applies to all applications for finance.
Business lending products are only available for business and/or investment purposes and not for personal, domestic or household purposes.
Equipment finance products are provided by Westpac New Zealand Limited. Trade finance and derivative products are provided by Westpac Banking Corporation (acting through its New Zealand branch) ABN 33 007 457 141, incorporated in Australia.