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Go to Pay.
Take control of business spend with easy-to-manage virtual credit cards – built to move with your business.
Who it’s for.
Westpac Go to Pay makes it easier to manage your business spending—with virtual credit cards and an online platform that gives you full visibility and control.
It’s ideal for:
- Businesses that want tighter control over spending
- Those with frequent invoice payments or recurring business expenses.
Benefits.
- Greater control – set spending limits and track usage in real time.
- Pay with confidence – create virtual cards for specific suppliers or types of spending.
- Simple to manage – create and manage virtual cards easily through your online portal.
- Increased security – helps prevent fraud and unauthorised spending.
Features.
Compare cards and solutions
Create virtual cards
Need to pay a supplier or manage team expenses? With Go to Pay, you can create single-use or multi-use virtual cards in just a few clicks—customised for exactly what you need.
Stay in control of spending
See every transaction as it happens. Set spending limits, lock in approved suppliers, and make sure all purchases stay within your business rules.
Approval workflow
Set up approval workflows to prevent unauthorised spend on virtual cards.
Transaction reporting
Go to Pay integrates with most expense systems, making it easy to keep your records in check.
Reduce the risk of fraud
Each virtual card is unique and assigned to a specific user or supplier – reducing the risk of fraud or misuse.
Support your cashflow
Enjoy up to 53 days interest free and pay on a regular billing cycle by direct debit – so you can stay flexible without compromising cashflow.1
How it works.
Go to Pay lets you create virtual cards to cover specific, pre-approved business expenses. Each virtual card is linked to your primary card and managed through the Go to Pay online portal.
These virtual cards are flexible and secure. You can issue them for single or multiple uses and set how long they’re active. Just note - they're for online or remote payments only, not for in-store terminals.
Go to Pay is accessed through the Mastercard InControl platform.
Rates & fees.
Enable Go to Pay for your business from $35 including GST per annum.
Things you should know.
1 53 days interest-free period applies to Westpac Business Mastercard when you pay off your balance in full by the payment due date. Check credit card interest-free period page for how it works.
Westpac's current credit card lending criteria apply to all applications and transfers. The Business Mastercard Conditions of Use apply. Other terms and conditions for Go to Pay, please see:
Westpac Go to Pay Terms and Conditions
Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
Business Cards are only available for business purposes and not for personal, domestic or household purposes.