Who it’s for.

The Westpac Business Mastercard® gives you full visibility and control over your business spending. 

It’s ideal for:

  • Businesses owners who want to set individual card limits and controls
  • Teams that need flexibility to pay for work-related expenses on the go.

Benefits.

  • Eliminate manual reconciliation – this card integrates with most expense management systems.
  • Accepted at millions of locations worldwide, so your team can pay wherever business takes them.
  • Set individual card controls to help prevent misuse.
  • Set up direct debits on every card to stay on top of payments.
  • Access special offers from well-known brands to save on everyday business expenses with Westpac Business Benefits
  • Access Mastercard Presale tickets and priceless experiences with your Westpac Mastercard.

Expense management.

Compare cards and solutions

Expense management and reporting

Easily connect with any expense management system (EMS) to get a clear view of employee spending. With enhanced reporting tools, you can spot potential issues early and keep things on track.

Seamless integration

Your Westpac Business Mastercard® works with most expense management systems, including Smart Data, Concur, and ExpenseMe. You can also send transaction data directly to SAP, Oracle, TechnologyOne, or MYOB.

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Business Mastercard Account interest rates.

Interest rates are subject to change.

Business Mastercard Account fees.

Fees are subject to change. Some overseas banks and ATMs may charge an extra fee for a cash advance.

Other charges may apply to some of the transactions and services mentioned - see our Credit card fees page for more details.

How to apply.

Speak to one of our friendly specialists.

Things you should know.

1 Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). The NZ$2 for credit card and NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees apply - see the Transaction and Service Fees brochure or Business Transaction and Service Fees brochure for details.

Westpac's current credit card lending criteria apply to all applications and transfers.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Business Cards are only available for business purposes and not for personal, domestic or household purposes.

Terms and conditions

Eligibility criteria, lending criteria, terms and conditions apply. See: