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Disclosure statements.
Access disclosure statements for the current and previous years.
Disclosure statements archive.
Financial advice provider disclosure statements.
Westpac New Zealand Limited and affiliates provide financial advice as explained in these disclosures:
Westpac New Zealand Limited Financial Advice Provider Disclosure Statement
Financial advice for transactional & savings accounts; lending; insurance and investment products.
Westpac Banking Corporation Financial Advice Provider Disclosure Statement
Financial advice for certain derivative products including foreign exchange forward contracts.
BT Funds Management (NZ) Limited Financial Advice Provider Disclosure Statement
Financial advice for certain investment products (provided only in limited circumstances e.g. written communications).
IBOR disclosure (including LIBOR).
Certain interest rate benchmarks are subject to ongoing international and other regulatory guidance and proposals for reform (Reforms).
Any change in the performance of an IBOR benchmark or its discontinuation could have a material adverse effect which may materially impact the economics of transactions that have a nexus with IBOR benchmarks. Disclosure relating to the potential discontinuation of Interbank Offered Rates (including LIBOR) can be accessed using the links provided.