Private Wealth

Westpac Private Wealth clients have taken diverse paths to achieve their financial success. We understand this and commit to building lasting relationships that recognise each client's unique requirements, whether the focus is on acquiring property, managing and protecting wealth, or transitioning wealth to the next generation.

Our Private Wealth clients enjoy exclusive access to a world of expertise and opportunity. They also receive an exceptional level of personal service delivered by dedicated Private or Wealth Advisers who are committed to simplifying and enhancing their client's financial life.

Private Bank

Our experience indicates that the Private Bank service is of greatest value to clients with personal incomes in excess of $250,000 p.a.

If you think you might benefit from our private banking service we would love to talk.

Becoming a Westpac Private client gives you a dedicated Private Adviser ensuring the highest level of personalized service through a single point of contact.

You will enjoy financial solutions encompassing: debt, wealth, risk and transactional banking tailored to support your situation.

Through your adviser, you will enjoy easy access to specialised advice and services including: foreign exchange, hedging and risk management, preferential rates and fees reflective of your status with Westpac Private Bank.

These are some of the opportunities that come from being a Private Client of one of the world’s largest and most successful financial institutions.

Wealth

With our team of more than 40 Authorised Financial Advisers located from Whangarei to Invercargill backed by the strength of our investment process and a team of dedicated investment professionals, you can trust us to provide sound, professional advice. Whether you’re a first time saver or an experienced investor, we’re here to help you achieve your financial objectives by providing advice that is tailored around your personal situation and requirements.

Meet your local Westpac Financial Adviser

Our investment management philosophy

Westpac is committed to delivering world-class investment services. Private Wealth Clients benefit from having their money invested by one of New Zealand’s largest financial institutions, providing exposure to a range of asset classes that best meet their financial objectives. We believe that a disciplined and active approach to investing, together with broad diversification across asset classes, regions and investments styles will help our clients achieve long-term growth.

Specially Selected Investment Managers

In order to provide world-class investment services it is important that our clients’ have access to some of the world’s leading institutional level investment managers. The underlying investments within each asset class are managed by specialist investment managers, selected and regularly reviewed based on factors such as expertise, investment style and track record.

Optimising Your Portfolio Through Active Management

Our aim is to respond to market conditions quickly to seek to improve client returns by adjusting the portfolio weightings to each asset class where appropriate. The investment decisions we make will be within each portfolio’s risk tolerance range. The strategic asset allocation being the long-term allocation to each asset class is a key driver of portfolio returns. The strategic weightings are reviewed periodically to ensure that the mix of asset classes continues to be optimal for each portfolio. From time to time, we implement tactical asset allocation positions (TAA). The objective of TAA is to generate additional value over the medium term by underweighting those asset classes expected to underperform and overweighting those asset classes expected to outperform.

Investment portfolio management service

The Westpac PremiumPlus Service provides a fully customised approach to building an investment portfolio. Asset allocation levels are tailored to fit your timeframe, tolerance for risk and your specific financial goals (including the design and implementation of a portfolio of investments that comply with Immigration New Zealand’s Investor 1 or Investor 2 categories). In certain situations it is possible to incorporate your directly held investments, such as New Zealand shares or bonds, into your PremiumPlus portfolio allowing you to enjoy the benefits of consolidated reporting and tax statements.

Westpac in the Community

We have a genuine commitment and proud history of sponsorship and community support, including:

Westpac Rescue Helicopters Logo

Westpac Rescue Helicopter

Westpac Rescue Helicopters provide a vital 24/7 service that makes a life or death difference for thousands of New Zealanders each year. And we’ve been a proud sponsor of the Rescue Helicopter Service for over 30 years.

For Everyone Logo

For Everyone Charitable Foundation

Westpac and the For Everyone Charitable Foundation have a shared vision of helping communities reach their goals. Founded in 2009 by rugby greats Richie McCaw, Dan Carter and Ali Williams, Westpac has partnered with the Foundation to help make a difference to local organisations across New Zealand.

Sir Peter Blake Trust

Sir Peter Blake Trust

Westpac is a Foundation Partner of the Sir Peter Blake Trust and we actively support their programmes including Leadership Week, Red Socks Day and Care For Our Coast – an initiative to clean up rubbish from New Zealand beaches and waterways.