Why should I get a hotpoints credit card?

COVID-19

Please see our COVID-19 page for information about different ways to do your banking, branch hours and support for businesses. Stay safe Aotearoa.

Earn hotpoints® anywhere Mastercard® is accepted
Redeem your hotpoints on past purchases
Redeem your hotpoints for a wide range of rewards including merchandise and vouchers
You'll enjoy the freedom to spend hotpoints on what you want with hotpoints Pay®
Pay with a combination of hotpoints and cash with our Points+Pay options.