You can redeem hotpoints for a wide range of rewards. With hotpoints Pay®, you can use your hotpoints for purchases anywhere Mastercard® is accepted1, at millions of local, international and online retailers. We also have a range of rewards available on our hotpoints website , so take a look at how you could treat yourself.

Things you should know.

1 Terms and exclusions apply. Eligible purchases exclude gambling chips or gambling transactions (including online gambling), cash advances, interest charges, tax payments or transactions on any nominated account(s) linked to your credit card or account, or any other purchase that Westpac deems ineligible for hotpoints Pay. Only eligible purchases made with a hotpoints Mastercard can be used for hotpoints Pay. There is a minimum number of hotpoints you must earn before you are eligible to redeem your hotpoints for any reward or for hotpoints Pay. See the applicable Credit Card Conditions of Use for details.

Hotpoints terms and conditions apply. Rewards and reward vouchers are subject to availability and may be withdrawn or substituted at any time. Westpac is not the supplier of the goods and services that can be redeemed with hotpoints and does not guarantee the obligations of the supplier or any goods and services supplied. Any goods or services that are provided by a third party supplier may be withdrawn at any time. hotpoints and hotpoints Pay are a registered trademarks of Westpac Banking Corporation.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.