This is a monthly fee for having an arranged overdraft facility on your account.

From 1 August 2019 the fee no longer applies to overdraft facilities on personal transaction accounts. The line of credit fee will continue to apply to overdraft facilities on business transaction accounts.

If you have an arranged overdraft and would like to cancel it, please call us on 0800 400 600, Monday to Friday 7am to 8pm and Saturday and Sunday 8am to 5pm.

Or on +64 9 912 8000 if you're outside New Zealand (standard call charges will apply), Monday to Friday 7am to 8pm and Saturday and Sunday 8am to 5pm.  We'll be happy to help.