If you want to use hotpoints Pay for a purchase you've made in a foreign currency, it will calculate the points needed based on Westpac's prevailing exchange rate in NZ dollars.

Please note that there are some countries where Mastercard® is not accepted. For more information, refer to the Westpac Credit Card Conditions of Use.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.